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Version 3.2.0 • Updated Today

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Search our documentation for guides, tutorials, API references, and more

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Getting Started

Quick setup guide and basic configuration

5 min read

API Reference

Complete API documentation and endpoints

120+ endpoints

Integrations

Connect with payment gateways & scoring APIs

25+ integrations

Video Tutorials

Step-by-step video guides for all features

50+ videos

Loan Application Flow

New

Complete guide to setting up and customizing the loan application workflow for micro-loans and BNPL.

8 min read 2.4k views Loans

AI Credit Scoring Configuration

Advanced

Learn how to configure and fine-tune the AI-powered credit scoring system for accurate risk assessment.

15 min read 1.8k views AI

EMI Schedule & Repayment Setup

Configure EMI schedules, set up automated reminders, and manage repayment collections efficiently.

12 min read 3.1k views Repayments

Automated Risk Alerts System

Critical

Set up real-time alerts for risk anomalies, default predictions, and collection triggers.

10 min read 2.9k views Risk

BNPL Configuration Guide

Complete setup guide for Buy Now Pay Later plans, merchant integration, and installment configuration.

18 min read 4.2k views BNPL

KYC Verification Workflow

Implement compliant KYC verification with document scanning, face match, and automated approval workflows.

14 min read 2.1k views Compliance

Popular Topics

API Authentication
Webhook Configuration
Payment Gateway Setup
Creating Loan Products
Borrower Profile Setup

Latest Updates

AI Churn Prediction

Added new ML model docs

BNPL Rules Engine

Updated configuration guide

Collection APIs

New v3 endpoints added

Need Help?

Can't find what you're looking for? Our support team is here to help.

Quick Start Guide

Beginner

Get up and running with LoanProX in under 10 minutes with this comprehensive quick start guide.

5 steps • 10 min

Loan Products

Intermediate

Learn how to create and configure different loan products for micro-loans and BNPL plans.

8 steps • 20 min

Risk Management

Advanced

Deep dive into risk assessment, collections workflow, and default prediction systems.

12 steps • 45 min

Compliance & KYC

Intermediate

Set up compliant KYC verification, document management, and audit logging.

6 steps • 15 min

Reports & Analytics

Beginner

Generate portfolio reports, EMI breakdowns, and custom analytics dashboards.

4 steps • 8 min

Merchant Onboarding

Intermediate

Onboard merchants, configure BNPL partnerships, and manage commission structures.

7 steps • 18 min

API Reference

Authentication
Loans
BNPL Plans
Repayments
Borrowers
Merchants
Risk Assessment
KYC Verification
Webhooks
Reports

Authentication

v3.2

LoanProX uses API keys to authenticate requests. Include your API key in the Authorization header of all requests.

Authentication Header 
Authorization: Bearer lpx_sk_live_xxxxxxxxxxxx
Content-Type: application/json
X-Api-Version: 2024-01-15

Base URL

https://api.loanprox.io/v3

Example Request

POST /loans/applications 
curl -X POST "https://api.loanprox.io/v3/loans/applications" \
  -H "Authorization: Bearer lpx_sk_live_xxxx" \
  -H "Content-Type: application/json" \
  -d '{
    "borrower_id": "bwr_123456",
    "amount": 5000,
    "currency": "USD",
    "product_id": "prod_micro_30d",
    "purpose": "working_capital"
  }'

Loans Endpoints

POST /loans/applications
Create loan application
GET /loans
List all loans
GET /loans/:id
Retrieve loan details
PATCH /loans/:id
Update loan status
POST /loans/:id/disburse
Disburse loan amount
12:34

Dashboard Overview

Complete walkthrough of the LoanProX dashboard interface and key features.

5.2k views Beginner
18:45

AI Credit Scoring Setup

Learn how to configure and train the AI credit scoring model for your business.

3.8k views Advanced
08:20

EMI Configuration

Step-by-step guide to setting up EMI schedules and repayment reminders.

4.1k views Intermediate
22:10

BNPL Integration

Complete merchant onboarding and BNPL plan configuration tutorial.

2.9k views Intermediate
15:30

Risk Alert Configuration

Set up automated risk alerts and collection triggers for your portfolio.

3.2k views Advanced
10:15

KYC Verification Flow

Implement document verification and automated KYC approval workflows.

2.5k views Intermediate
How do I get started with LoanProX?
Getting started is easy! First, sign up for an account and complete the verification process. Then, configure your loan products, set up your payment gateway integration, and customize your risk assessment rules. Our Quick Start guide walks you through each step in detail.
What payment gateways are supported?
LoanProX integrates with major payment gateways including Stripe, PayPal, Razorpay, Paytm, Square, and more. We also support direct bank transfers and ACH payments. Check our Integrations page for the complete list and setup guides.
How does the AI credit scoring work?
Our AI credit scoring uses machine learning models trained on historical loan performance data. It analyzes multiple factors including income patterns, repayment history, bank statements, and alternative data sources to generate accurate risk scores. The model continuously learns and improves from your portfolio's performance.
Is LoanProX compliant with regulations?
Yes, LoanProX is designed with compliance in mind. We support KYC/AML verification, data encryption, audit logging, and regulatory reporting requirements. Our platform helps you maintain compliance with GDPR, PCI-DSS, and local lending regulations.
How do automatic repayment retries work?
When a repayment fails, LoanProX automatically schedules retry attempts based on your configured rules. You can set the number of retries, retry intervals, and alternative payment method fallbacks. The system also sends automated notifications to borrowers about failed payments.
How do I onboard merchants for BNPL?
Merchant onboarding involves creating a merchant profile, verifying business details, configuring commission structures, and integrating our BNPL widget into their checkout flow. We provide API endpoints and pre-built widgets for easy integration with e-commerce platforms.
What webhooks events are available?
LoanProX provides webhooks for all major events including loan application status changes, disbursements, repayments (successful and failed), KYC status updates, risk alerts, and collection activities. You can configure multiple webhook endpoints and filter by event types.
Latest

Version 3.2.0

Released on November 25, 2025

New Features

  • AI-powered churn prediction with 95% accuracy
  • BNPL Rules Engine for dynamic installment configuration
  • Advanced borrower segmentation and cohort analysis

Improvements

  • Faster API response times (40% improvement)
  • Enhanced dashboard performance with lazy loading

Bug Fixes

  • Fixed EMI calculation edge case for leap years
  • Resolved webhook delivery delays during peak hours

Version 3.1.5

Released on November 10, 2025

  • Added support for custom risk score thresholds
  • Improved collection queue management
  • Fixed timezone handling in repayment schedules

Version 3.1.0

Released on October 28, 2025

  • Introduced merchant commission management
  • New API endpoints for bulk loan operations
  • Enhanced KYC document verification accuracy

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