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Total Portfolio Value
$24.8M
2,847 active accounts
Outstanding Balance
$18.2M
Collection Rate
94.7%
NPL Ratio
3.2%
Portfolio Composition
Breakdown by loan type and status
Portfolio Health
Portfolio is in Good Health
Loan Type Distribution
Collection Performance
Loan Portfolio Details
| Loan ID | Borrower | Loan Type | Principal | Outstanding | Interest Rate | Status | Next EMI | Actions | |
|---|---|---|---|---|---|---|---|---|---|
| LN-2024-001 |
John Doe Credit Score: 745 |
Personal | $15,000 | $12,450 | 12.5% | Current | Dec 15, 2024 | ||
| LN-2024-002 |
Sarah Miller Credit Score: 812 |
BNPL | $2,500 | $1,875 | 0% | Current | Dec 20, 2024 | ||
| LN-2024-003 |
Robert Johnson Credit Score: 680 |
Micro | $5,000 | $4,200 | 18.0% | 30 DPD | Overdue | ||
| LN-2024-004 |
Emily Wilson Credit Score: 795 |
Business | $50,000 | $38,750 | 10.5% | Current | Dec 28, 2024 | ||
| LN-2024-005 |
Michael Brown Credit Score: 590 |
Personal | $8,000 | $7,200 | 24.0% | 60+ DPD | Overdue |
Showing 1 to 5 of 2,847 entries
Geographic Distribution
New York
847 loans
$6.2M
25.0%
California
712 loans
$5.4M
21.8%
Texas
534 loans
$4.1M
16.5%
Florida
398 loans
$3.2M
12.9%
Other States
356 loans
$5.9M
23.8%
Credit Score Distribution
Portfolio by Loan Amount
542
$0 - $1K
$312K total
847
$1K - $5K
$2.1M total
623
$5K - $15K
$5.8M total
412
$15K - $30K
$8.2M total
287
$30K - $50K
$5.6M total
136
$50K+
$2.8M total
Key Performance Indicators
Monthly Performance Trend
Vintage Analysis
Default rate by origination month
| Vintage | MOB 1 | MOB 2 | MOB 3 | MOB 4 | MOB 5 | MOB 6 |
|---|---|---|---|---|---|---|
| Jul 2024 | 0.8% | 1.2% | 2.1% | 2.8% | 3.4% | 3.9% |
| Aug 2024 | 0.6% | 1.0% | 1.8% | 2.4% | 3.0% | - |
| Sep 2024 | 0.5% | 0.9% | 1.5% | 2.1% | - | - |
| Oct 2024 | 0.4% | 0.7% | 1.2% | - | - | - |
| Nov 2024 | 0.3% | 0.5% | - | - | - | - |
Low Risk
1,842
64.7% of portfolio
Medium Risk
687
24.1% of portfolio
High Risk
248
8.7% of portfolio
Critical
70
2.5% of portfolio
Risk Score Distribution
DPD Aging Analysis
2,487 loans (87.4%)
186 loans (6.5%)
108 loans (3.8%)
42 loans (1.5%)
24 loans (0.8%)
Portfolio Growth
+$3.2M YTDDefault Rate Trend
Target: 2.5%Month-over-Month Comparison
| Metric | Oct 2024 | Nov 2024 | Change |
|---|---|---|---|
| New Disbursements | $4.2M | $4.8M | +14.3% |
| Total Collections | $3.1M | $3.4M | +9.7% |
| New Accounts | 312 | 387 | +24.0% |
| Closed Accounts | 156 | 142 | -9.0% |
| NPL Rate | 2.8% | 3.2% | +0.4% |
| Collection Efficiency | 92.5% | 94.7% | +2.2% |