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Overdue Loans

Monitor and manage overdue loan accounts

Critical

Total Overdue Amount

$1.42M

+8.2%
vs last month
High

Overdue Accounts

247

47 critical (90+ days)
+5.4%

Collection Rate

68.5%

Stable

Avg Days Overdue

34

Target: <30 days

Overdue by Age Bucket

Distribution of overdue amounts by days

Risk Distribution

AI-scored risk levels

High Risk
89 (36%)
Medium Risk
104 (42%)
Low Risk
54 (22%)
Borrower Loan ID Loan Type Outstanding Days Overdue Risk Score Status Actions
Raj Kumar

Raj Kumar

raj.kumar@email.com

#LN-2024-0847 Personal Loan $12,450.00 127 Days
High
Legal Action
Priya Mehta

Priya Mehta

priya.m@email.com

#LN-2024-0912 BNPL $2,890.00 68 Days
Medium
Promise to Pay
Amit Sharma

Amit Sharma

amit.s@email.com

#LN-2024-1034 Business Loan $45,200.00 92 Days
High
Contacted
Neha Kapoor

Neha Kapoor

neha.k@email.com

#LN-2024-1156 BNPL $1,250.00 23 Days
Low
Payment Scheduled
Vikram Gupta

Vikram Gupta

vikram.g@email.com

#LN-2024-1289 Micro Loan $4,750.00 54 Days
Medium
Not Contacted
Sunita Patel

Sunita Patel

sunita.p@email.com

#LN-2024-1345 Personal Loan $18,900.00 145 Days
High
Write-Off Pending
Rohit Singh

Rohit Singh

rohit.s@email.com

#LN-2024-1456 Personal Loan $8,200.00 41 Days
Medium
Contacted

Showing 1-7 of 247 overdue loans

...

Loan Details

Comprehensive view of overdue loan

Borrower

Raj Kumar

raj.kumar@email.com

+91 98765 43210

AI Score

428

Loan ID

LN-2024-0847

Loan Type

Personal Loan

Outstanding Amount

$12,450.00

Days Overdue

127 Days

AI Risk Assessment

Default Probability 78%
Recovery Likelihood 32%

High Risk Alert: Multiple missed payments and declining credit score indicate potential write-off candidate.

Recent EMI History

EMI #8

Due: Oct 15, 2024

$1,245.00

Missed

EMI #7

Due: Sep 15, 2024

$1,245.00

Missed

EMI #6

Due: Aug 15, 2024

$1,245.00

Late

Contact Timeline

Phone Call - No Answer

Nov 20, 2024 at 10:30 AM

Email Reminder Sent

Nov 18, 2024 at 2:15 PM

SMS Reminder Sent

Nov 15, 2024 at 9:00 AM