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Total At Risk
$2.8M
High Risk Accounts
156
Default Rate
4.2%
Collection Rate
87.5%
Risk Distribution Trend
Portfolio risk levels over time
Risk Score Distribution
By risk category
Risk Heatmap
By loan type and tenure
| 0-30 Days | 31-60 Days | 61-90 Days | 90+ Days | |
|---|---|---|---|---|
| Personal Loans |
2.1%
|
4.5%
|
8.2%
|
12.4%
|
| BNPL |
1.8%
|
3.2%
|
5.6%
|
9.1%
|
| Business Loans |
3.4%
|
6.8%
|
11.2%
|
18.5%
|
| Micro Loans |
2.5%
|
4.1%
|
6.3%
|
10.7%
|
Live Risk Alerts
Payment Default Detected
CriticalMarcus Chen missed 3rd consecutive payment
2 minutes ago
High-Value Account at Risk
CriticalVertex Corp loan ($125,000) shows distress signals
15 minutes ago
Credit Score Drop
HighSarah Wilson's score dropped 45 points
32 minutes ago
Unusual Transaction Pattern
MediumTechStart Inc showing irregular cash flow
1 hour ago
Late Payment Warning
MediumJames Rodriguez EMI overdue by 5 days
2 hours ago
High Risk Borrowers
Accounts requiring immediate attention
| Borrower | Loan ID | Outstanding | Risk Score | Days Overdue | Risk Level | Last Contact | Actions |
|---|---|---|---|---|---|---|---|
|
Marcus Chen ID: BRW-2847 |
LN-2024-0847 | $24,500 |
285
|
45 | Critical | 2 days ago |
|
|
Vertex Corp ID: BRW-1923 |
LN-2024-0592 | $125,000 |
312
|
38 | Critical | 5 days ago |
|
|
Sarah Wilson ID: BRW-3456 |
LN-2024-1024 | $8,750 |
425
|
22 | High | 1 day ago |
|
TechStart Inc ID: BRW-4521 |
LN-2024-0876 | $45,000 |
456
|
18 | High | 3 days ago |
|
James Rodriguez ID: BRW-5678 |
LN-2024-1156 | $3,200 |
542
|
5 | Medium | Today |
|
Emily Johnson ID: BRW-6789 |
LN-2024-1287 | $6,800 |
518
|
8 | Medium | Yesterday |
|
Showing 1-6 of 156 borrowers
All Risk Alerts
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Collection Queue
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Default Prediction
AI-powered risk forecasting
AI Recommendations
Smart collection strategies
Prioritize High-Value Accounts
Focus collection efforts on accounts with balance > $50,000. Predicted recovery rate: 78%
SMS Reminder Campaign
Send automated reminders to 45 accounts due in 3 days. Expected response: 62%
Restructure Recommendations
12 accounts eligible for loan restructuring to prevent default.