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+12.5%

Total Revenue

$2.84M

+8.3%

Net Profit

$892K

Margin: 31.4%
+15.2%

Interest Income

$1.62M

Avg Rate: 18.5% APR
+6.8%

Fee Revenue

$428K

Late Fees: $124K
Last 7 Days
Last 30 Days
Last 90 Days
Year to Date
Custom

Revenue Trend

Monthly revenue performance

Interest
Fees
Other

Profit Margin

Current vs Target

31.4% Current
Target 35%

3.6% below target

Revenue by Source

Breakdown of income streams

Interest Income

$1.62M (57%)

Processing Fees

$428K (15%)

Late Fees

$284K (10%)

Partner Commission

$508K (18%)

Top Products

By revenue contribution

BNPL - 4 Pay
$892K
Micro Loan - Quick Cash
$624K
BNPL - 6 Pay
$486K
Personal Loan - Flex
$342K

Detailed Revenue Report

Monthly breakdown by category

Month Interest Income Fee Revenue Partner Commission Total Revenue Expenses Net Profit Margin Actions
November 2024
Current Month
$285,420 $72,350 $84,200 $441,970 -$298,450 $143,520 32.5%
October 2024
$268,150 $68,420 $79,800 $416,370 -$285,200 $131,170 31.5%
September 2024
$252,800 $64,200 $76,450 $393,450 -$272,100 $121,350 30.8%
August 2024
$245,600 $62,800 $72,100 $380,500 -$268,400 $112,100 29.5%
July 2024
$238,900 $58,600 $68,500 $366,000 -$262,800 $103,200 28.2%
June 2024
$225,400 $54,800 $65,200 $345,400 -$252,600 $92,800 26.9%

Showing 1-6 of 12 entries

Revenue by Product Type

Revenue by Region

BNPL Revenue

$1.38M

48.6% of total +18.2%

Micro Loans

$986K

34.7% of total +12.4%

Personal Loans

$342K

12.0% of total +8.6%

Partner Revenue

$132K

4.7% of total +24.8%

Cost Structure Analysis

Key Metrics

Gross Margin 68.2%
Operating Margin 42.5%
Net Margin 31.4%

Expense Categories

Personnel

$624K

32% of costs

Technology

$312K

16% of costs

Marketing

$234K

12% of costs

Compliance

$156K

8% of costs

Operations

$624K

32% of costs

Monthly Revenue Details

November 2024

Total Revenue

$441,970

Net Profit

$143,520

Revenue Breakdown

Interest Income
$285,420
Fee Revenue
$72,350
Commission
$84,200

Expense Breakdown

Personnel Costs -$95,600
Technology & Infrastructure -$48,200
Marketing & Acquisition -$36,400
Compliance & Legal -$24,100
Operations & Admin -$94,150

Performance Metrics

Profit Margin

32.5%

vs Last Month

+6.1%

Loan Disbursements

$2.4M

Active Borrowers

12,847