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Total Portfolio
$24.8M
Active Loans
4,832
Collection Rate
94.7%
NPA Rate
3.2%
Today's Disbursement
$287K
142 loans disbursed
Today's Collection
$425K
1,847 EMIs collected
Pending Applications
156
Avg. Processing: 2.4 hrs
Overdue Accounts
248
Value: $1.2M at risk
Portfolio Growth Trend
Monthly portfolio performance
AI Credit Score
Score distribution
Excellent
42%
Good
31%
Fair
19%
Poor
8%
Automated Risk Alerts
AI-detected anomalies
High Default Risk
2 min ago5 accounts showing unusual payment patterns
Credit Limit Breach
15 min ago12 BNPL customers exceeded limits
KYC Pending
1 hr ago23 applications awaiting verification
EMI Breakdown
This month's EMI status
$2.4M
4,521 EMIs
$480K
892 EMIs
$156K
248 EMIs
$1.8M
3,124 EMIs
Late Payment Dashboard
Overdue account aging analysis
| Borrower | Loan ID | Overdue Amount | Days Overdue | Risk Level | Action |
|---|---|---|---|---|---|
Michael Kim ID: BRW-4521 |
LN-2024-8847 | $2,450 | 45 days |
|
|
Sarah Johnson ID: BRW-3892 |
LN-2024-7723 | $1,875 | 28 days |
|
|
David Park ID: BRW-5124 |
LN-2024-9156 | $890 | 12 days |
|
|
Emily Wong ID: BRW-4789 |
BN-2024-3342 | $425 | 7 days |
|
Top Borrowers
Highest credit scores
James Miller
5 loans · $45,000 total
Lisa Chen
3 loans · $28,500 total
Robert Brown
4 loans · $32,000 total
Kevin Nguyen
6 loans · $52,000 total
Loan Performance by Type
Revenue & volume breakdown
BNPL Merchant Performance
Top performing partners
TechMart Electronics
$1.2MFashion Hub
$890KHomeStyle Furniture
$675KTravelEase
$520KTotal AUM
$24.8M
Assets Under Management
Portfolio Yield
18.5%
Annual yield rate
Avg Loan Tenure
8.2 Mo
Weighted average
Repeat Borrowers
42.3%
Returning customers
Loan Distribution
By loan type
Portfolio Growth
Monthly disbursements vs collections
Sector Analysis
Loan exposure by industry
Retail & E-commerce
1,245 loans
Food & Beverage
892 loans
Professional Services
678 loans
Healthcare
456 loans
Education
312 loans
Loan Size Distribution
Volume by ticket size
Portfolio Breakdown
Detailed loan category analysis
| Loan Category | Total Volume | Active Loans | Avg Ticket | Yield | NPA Rate | Trend |
|---|---|---|---|---|---|---|
|
|
$8.5M | 2,156 | $3,942 | 19.2% | 2.1% |
|
|
|
$10.2M | 2,676 | $3,812 | 16.8% | 1.8% |
|
|
|
$4.1M | 542 | $7,565 | 21.5% | 3.8% |
|
|
|
$2.0M | 156 | $12,820 | 22.8% | 5.2% |
|
High Risk Accounts
127
$1.8M exposure
Default Probability
4.2%
AI predicted rate
PAR 30+ Rate
5.8%
Portfolio at risk
Recovery Rate
78.5%
Of defaulted loans
AI Risk Scoring
Score distribution
Low
68%
Medium
24%
High
8%
Default Prediction Trend
AI vs Actual default rates
Active Risk Alerts
AI-detected anomalies
Sudden Income Drop
5 min ago8 borrowers showing 40%+ income reduction patterns
Payment Velocity Decline
1 hr ago15 accounts with declining payment frequency
Employment Status Change
3 hrs ago4 borrowers changed employment status recently
High Risk Accounts
Requires immediate attention
Robert Kim
Score: 285$12,500 outstanding · 62 days overdue
Sandra Lee
Score: 312$8,750 outstanding · 45 days overdue
Michael Park
Score: 398$15,200 outstanding · 38 days overdue
Jennifer Wong
Score: 425$6,800 outstanding · 28 days overdue
John Doe
Score: 212$8,750 outstanding · 45 days overdue
Risk Concentration
By loan amount & tenure
Aging Bucket Analysis
Overdue distribution
Total at Risk: $950K
248 accounts require action
Today's Collection
$425K
Target: $380K (112%)
Due Today
$186K
342 EMIs pending
Total Overdue
$1.2M
248 accounts
PTP Commitments
89
$312K committed
Collection Trend
Daily collection vs target
Efficiency Metrics
This month's performance
Calls Made
2,456
Connected
1,842
PTP Rate
34%
PTP Kept
72%
Collection Queue
Priority accounts
| Borrower | Overdue | Days | Priority | Action |
|---|---|---|---|---|
|
|
$2,450 | 45d | High | |
|
|
$1,875 | 28d | Medium | |
|
|
$890 | 12d | Low | |
|
|
$425 | 7d | Low | |
|
$1,875 | 28d | Medium |
Agent Performance
Top performers today
Alex Peterson
45 calls · 32 connected · $28.5K collected
$28.5K
142% target
Maria Rodriguez
52 calls · 38 connected · $24.2K collected
$24.2K
121% target
James Thompson
38 calls · 28 connected · $19.8K collected
$19.8K
99% target
Sophie Lee
41 calls · 30 connected · $18.4K collected
$18.4K
92% target
Recovery by Channel
Collection source breakdown
Promise-to-Pay Tracking
Upcoming commitments
$45,200
$29,380 collected (65%)
$62,800
$156,400
Total BNPL Volume
$10.2M
2,676 active plans
Active Merchants
148
12 new this month
Completion Rate
96.8%
Industry avg: 92%
Avg Order Value
$3,812
Per BNPL transaction
BNPL by Category
Volume distribution
BNPL Growth Trend
Monthly transaction volume
Top Merchants
By BNPL volume
TechMart Electronics
845 transactions · 98.2% completion
$1.2M
+18% MoM
Fashion Hub
621 transactions · 97.5% completion
$890K
+12% MoM
HomeStyle Furniture
412 transactions · 96.8% completion
$675K
+8% MoM
TravelEase
289 transactions · 95.2% completion
$520K
+2% MoM
MediCare Plus
198 transactions · 99.1% completion
$385K
+15% MoM
Plan Performance
By installment type
Pay in 3
No interest
Volume
$4.2M
Plans
1,245
Completion
98.2%
Pay in 6
5% interest
Volume
$3.8M
Plans
892
Completion
96.5%
Pay in 12
8% interest
Volume
$2.2M
Plans
539
Completion
94.1%
Recent BNPL Transactions
Latest plan activations
| Customer | Merchant | Amount | Plan | Status | Progress | Next EMI |
|---|---|---|---|---|---|---|
|
John Davis ID: BN-8847 |
TechMart Electronics | $2,499 | Pay in 6 | Active |
3/6
|
Dec 15 |
|
Sarah Miller ID: BN-9123 |
Fashion Hub | $850 | Pay in 3 | Active |
1/3
|
Dec 20 |
|
Robert Wilson ID: BN-8956 |
HomeStyle Furniture | $4,200 | Pay in 12 | Active |
3/12
|
Dec 18 |
|
Emily Johnson ID: BN-9201 |
TravelEase | $1,850 | Pay in 6 | 1 day late |
4/6
|
Overdue |