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Rejected Applications

Add Application
+12.5%

2,847

Total Rejected

This Month 342
-8.3%

1,456

High Risk Rejections

AI Flagged 89%
0.0%

892

Low Credit Score

Avg. Score 285
+5.2%

156

Appeal Requests

Pending Review 48

Rejection Trend

Monthly rejection analysis

Rejection Reasons

Distribution by cause

Application ID Applicant Loan Type Amount AI Score Rejection Reason Risk Level Date Actions
#REJ-2024-0001
MR

Marcus Reynolds

marcus.r@email.com

Personal Loan $15,000
285
Low Credit Score
High

Nov 23, 2024

2:45 PM

#REJ-2024-0002
SW

Sarah Williams

sarah.w@email.com

BNPL $2,500
520
Fraud Alert
High

Nov 22, 2024

11:30 AM

#REJ-2024-0003
JC

James Chen

j.chen@company.io

Business Loan $75,000
680
Insufficient Income
Medium

Nov 21, 2024

4:15 PM

#REJ-2024-0004
EP

Emily Parker

emily.p@mail.com

Personal Loan $8,000
N/A
KYC Failed
High

Nov 20, 2024

9:00 AM

#REJ-2024-0005
DK

David Kim

d.kim@outlook.com

BNPL $1,800
485
High Debt Ratio
Medium

Nov 19, 2024

3:32 PM

#REJ-2024-0006
LT

Lisa Thompson

lisa.t@gmail.com

Emergency Loan $5,000
320
High Risk Profile
High

Nov 18, 2024

10:45 AM

#REJ-2024-0007
RB

Robert Brown

r.brown@work.net

Personal Loan $25,000
298
Low Credit Score
High

Nov 17, 2024

5:30 PM

#REJ-2024-0008
AM

Amanda Miller

a.miller@mail.com

BNPL $3,200
445
Identity Mismatch
High

Nov 16, 2024

1:15 PM

Showing 1-8 of 2,847 applications

...

Application Details

MR

Marcus Reynolds

marcus.r@email.com

+1 (555) 123-4567

Rejected

Application ID #REJ-2024-0001
Loan Type Personal Loan
Requested Amount $15,000
Loan Term 24 months
Applied Date Nov 23, 2024

AI Credit Analysis

ML-powered risk assessment

285

Credit Score

92%

Risk Score

Payment History Poor
Credit Utilization High
Debt-to-Income Critical

Rejection Reasons

Low Credit Score

Score of 285 is below minimum threshold of 500

High Default Risk

AI model predicts 78% default probability

Debt-to-Income Ratio

DTI ratio of 65% exceeds 43% limit

Application Timeline

Application Rejected

Nov 23, 2024 • 2:45 PM

AI Risk Analysis Completed

Nov 23, 2024 • 2:30 PM

Credit Check Initiated

Nov 23, 2024 • 2:15 PM

Application Submitted

Nov 23, 2024 • 2:00 PM

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