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+12.5%

Total Failed Today

247

$45,890
-3.2%

Pending Retry

156

$28,420
+8.7%

Scheduled Retries

89

$16,750
+5.4%

Recovery Rate

68.5%

+$31,420

Failure & Recovery Trend

Last 7 days performance

Failed
Recovered

Failure Reasons

Distribution by type

Insufficient Funds
42%
Card Expired
28%
Bank Declined
18%
Technical Error
12%
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Transaction ID Borrower Amount Failure Reason Payment Method Retry Attempts Last Attempt Status Actions

TXN-78541

EMI #4 of 12

Alex Morgan

Alex Morgan

ID: BRW-4521

$425.00

Principal + Interest

Insufficient Funds

Visa •••• 4521

Exp: 12/25

1
2
3
2 of 3

Today, 2:45 PM

Dec 15, 2024

Pending Retry

TXN-78539

EMI #2 of 6

Sarah Parker

Sarah Parker

ID: BRW-4518

$189.50

BNPL Payment

Card Expired

MC •••• 8847

Exp: 11/24

1
2
3
1 of 3

Yesterday, 6:30 PM

Dec 14, 2024

Scheduled

TXN-78536

EMI #8 of 24

James Wilson

James Wilson

ID: BRW-4502

$892.75

Personal Loan

Bank Declined

Bank Transfer

Acc: •••• 7892

1
2
3
Max

Dec 13, 11:20 AM

2 days ago

Exhausted

TXN-78534

EMI #1 of 3

Emma Chen

Emma Chen

ID: BRW-4498

$156.33

BNPL - Electronics

Technical Error

E-Wallet

PayPal

1
2
3
1 of 3

Today, 10:15 AM

Dec 15, 2024

Pending Retry

TXN-78530

EMI #6 of 18

Michael Roberts

Michael Roberts

ID: BRW-4485

$567.80

Vehicle Loan

Insufficient Funds

UPI

michael@upi

1
2
3
2 of 3

Today, 8:00 AM

Dec 15, 2024

Pending Retry

TXN-78527

EMI #3 of 4

Lisa Thompson

Lisa Thompson

ID: BRW-4476

$245.00

BNPL - Fashion

Fraud Suspected

Amex •••• 3456

Exp: 08/26

1
2
3
1 of 3

Tomorrow, 9:00 AM

Scheduled

Scheduled

Showing 1-6 of 247 failed transactions

...

AI-Powered Insights

High Failure Rate Detected

Insufficient funds failures increased by 23% this week. Consider sending payment reminders 2 days before due date.

Optimal Retry Time

Analysis suggests retrying failed payments between 10 AM - 2 PM yields 34% higher success rate.

Recovery Opportunity

45 borrowers with exhausted retries have updated their payment methods. Consider re-attempting collection.

Transaction Details

Payment Failed TXN-78541

$425.00

Principal + Interest Payment

Borrower Information

Avatar

Alex Morgan

ID: BRW-4521

alex.morgan@email.com

Failure Details

Failure Reason Insufficient Funds
Error Code ERR_INS_FUNDS_001
Gateway Response Declined by issuer
Retry Attempts 2 of 3

Payment Method

Visa •••• 4521

Expires: 12/25

Retry History

Attempt #2 Failed

Today, 2:45 PM

Insufficient funds in account

Attempt #1 Failed

Today, 8:00 AM

Insufficient funds in account