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+12.5%
$2.47M
Total Write-Offs (YTD)
$287K this month
AI Predicted
147
Pending Approval
$438K total value
+3.2%
18.4%
Post Write-Off Recovery
-5 days
127
Avg. Days to Write-Off
From first default

Write-Off Trend

Monthly write-off amounts

By Category

Write-off distribution

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Write-Off ID Borrower Loan Details Write-Off Amount Reason Date AI Risk Score Status Actions
WO-2024-0892
Loan: LN-78452
JD
James Davidson
james.d@email.com
Personal Loan
12 months • 18% APR
$8,450.00
Principal: $7,200
Default
Nov 15, 2024
180+ DPD
847
High Risk
Pending
WO-2024-0891
Loan: BN-45231
SM
Sarah Mitchell
sarah.m@email.com
BNPL
4 installments • 0% APR
$1,250.00
Principal: $1,200
Bankruptcy
Nov 14, 2024
Court Order
562
Med Risk
Approved
WO-2024-0890
Loan: ML-12845
MJ
Michael Johnson
michael.j@email.com
Micro Loan
30 days • 24% APR
$520.00
Principal: $500
Fraud
Nov 13, 2024
Identity Theft
945
Critical
Disputed
WO-2024-0889
Loan: LN-67234
EW
Emily Watson
emily.w@email.com
Personal Loan
24 months • 15% APR
$4,800.00
Recovered: $1,440
Unrecoverable
Nov 10, 2024
Collection Failed
324
Low Risk
Recovered
WO-2024-0888
Loan: PD-89123
RB
Robert Brown
robert.b@email.com
Payday Loan
14 days • 36% APR
$680.00
Principal: $600
Deceased
Nov 08, 2024
Death Certificate
N/A
Waived
Approved
WO-2024-0887
Loan: BN-34521
LK
Lisa Kim
lisa.k@email.com
BNPL
6 installments • 5% APR
$2,340.00
Principal: $2,100
Default
Nov 05, 2024
150+ DPD
789
High Risk
Pending
Showing 1-6 of 892 write-offs
...

Pending Write-Offs

147 write-offs awaiting approval

Approved Write-Offs

623 write-offs have been approved

Recovered Write-Offs

89 write-offs with partial/full recovery

Disputed Write-Offs

33 write-offs under investigation

Write-Off Details

JD

James Davidson

james.d@email.com

Pending AI Flagged
Write-Off Information
Write-Off ID
WO-2024-0892
Loan ID
LN-78452
Write-Off Amount
$8,450.00
Principal
$7,200.00
Reason
Loan Default
Days Past Due
180+ DPD
Loan Details
Loan Type
Personal Loan
APR
18%
Term
12 months
Disbursement Date
Jan 15, 2024
AI Risk Assessment
847
High Risk
Based on 23 risk factors
Payment History
15%
Credit Utilization
92%
Recovery Probability
8%
Collection History
Final Notice Sent
Nov 10, 2024 - No response
Collection Call
Nov 05, 2024 - Number disconnected
Payment Reminder
Oct 28, 2024 - Email bounced
First Default
May 15, 2024 - Missed EMI #5